Services by the Law Office of Andrew Gebelt
The support and skills found at the Law Office of Andrew Gebelt is of the utmost importance when it comes to filing for bankruptcy. In the economic conditions we live in today, making sure that the process is completed properly is important, not just for right now but also for the future.
Some of the financial services we provide include:
- 100% Consumer Bankruptcy Law
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Debt Discharge
- Foreclosures
- Garnishment
You do not have to be out of work to qualify to file for a chapter 7 bankruptcy. You must meet certain financial terms called a means test. If you meet the income limits set by the state of Washington, you may be eligible to file for bankruptcy.
The following is the income limit for individuals and families in the state of Washington for cases filed on or after March 15, 2011:
1 Person - $49,930
2 People - $63,224
3 People - $72,524
4 People - $82,602
For families with more than 4 people, you are to add $7,500 for each individual.
If you do not qualify for a chapter 7 bankruptcy, you can consider a chapter 13 bankruptcy which is debt reorganization. We will work with you to devise a plan that will help you delay the foreclosure process.
Chapter 13 bankruptcy is designed to allow individuals and families to catch up on mortgage payments by financing the amount you still owe over a determined period of time. Chapter 13 bankruptcy is easier to qualify for than a chapter 7 bankruptcy, so if you are in need of debt reorganization or restructuring, trust the Law Office of Andrew Gebelt!
If you are interested in anything listed above or if you have any questions you would like answered immediately, then contact us today. We offer a free first time consultation. We will go over the entire process with you and address any questions or concerns you may have.
